What You Need to Know About California Auto Insurance

No matter what state you live in you must carry liability insurance in order to drive on the highways of that state. Each state has different requirements as to what needs to be covered and the minimum amount of coverage that is mandatory when you go to get your insurance. Here are some things that you need to know about California auto insurance.

Every vehicle in the state of California must have insurance coverage from https://insurancequote.deals/california-auto-insurance-quotes whether it is a car, van, truck, motorcycle, or any of the different types of private passenger vehicles that are available. If you are not able to produce any form of insurance coverage if you are stopped by a law enforcement officer you will be fined, your car may be impounded, and your license could be suspended.

In the state of California you must carry:

  • $15,000 to cover injuries or the death of one person who is involved in the accident.
  • $30,000 if another person is injured or dies as a result of the accident the coverage is $15,000. The $30,000 is split between the two people who have been injured in the accident.
  • $5,000 coverage is for any damage to the other people’s property
  • The above coverage is for damage to the other person’s car as well as to any structures or objects you may have hit with your car.

If you do not purchase car insurance in this state, then the Department of Motor Vehicles will be notified. When you do purchase your auto insurance, your insurance company will provide you with an insurance card which is the proof of insurance you must keep on you at all times.

When you are looking for car insurance you need to make sure that you ask about discounts. Many insurance companies can offer you discounts if you have more than one car you are going to insure, if you are an older driver, and if you are a good driver and have not had any accidents during a specific amount of time. You can also save money if you pay your insurance premium all at one time instead of paying on it every month.
If you bring your life insurance or home insurance to the same company you could lose money by bundling your insurance needs. If you have a vehicle that has all the extras on it such as an alarm system and passenger air bags you may save as well.

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