Those looking to save the most money on New York car insurance (some of the most expensive car insurance in the country) are going to want to pay close attention to the inside information included below.

Sure, there are a couple of obvious things that you can do to save money on New York car insurance, but there are some not so obvious tips and tricks that you’ll find in this quick guide that can really put your savings over the top.

It’s not at all uncommon for people to save between a few hundred dollars and a few thousand dollars (or more) on New York car insurance just by taking advantage of the details that we break down below.

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Extend the length of your insurance term to save money

One of the most “not so obvious” ways to save a lot of money on your New York car insurance from here, is to actually extend the terms that your insurance policy operates on.

Most people are operating on a month to month basis, paying premiums on a specific day each and every month, and that’s what they’re used to. However, by simplifying the billing process for an auto insurance company by breaking your terms into quarterly or even annual terms, you will be able to save a lot of money along the way.

Take advantage of the electronic or automatic New York car insurance payments to save money

Another great not so obvious way to save a considerable amount of money on your auto insurance is to set up electronic or automatic payments.

Every New York car insurance company out there is going to be at least a little bit nervous about customers that aren’t going to pay their bills on time – or at all – so if you establish an automatic or electronic payment system that they can count on they’ll usually be willing to provide you with some kind of discount as well.

Shave unnecessary coverage to save the most money on New York car insurance

Finally, the overwhelming majority of people in the state of New York (and all over the United States, for that matter) are spending a lot more money on New York car insurance than they should be, only because they are paying for unnecessary coverage that they don’t need in the first place. Review your insurance policy to make sure that you aren’t paying for insurance you don’t need, and cut as much fat from the policy as possible to save money instantly.